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  Hama Realty
607-765-3491
callhama@aol.com
  Picture of  Rev Henry Ausby, Principal Broker
Henry Ausby
Principal Broker
email Hama
 

Bridging the gaps by Helping to Attain and Maintain Assets

 

Homeownership Outreach Partners
About Hama     Hama Realty     Hama Enterprises   
   
 
Visions Federal Credit Union

A-Choice Funding

Tioga State Bank

Wilber National Bank

NBT Bank

Partners Trust Bank

M&T Bank

Citizens Bank

Law Offices of Kevin Yeager

Law Offices of Frederick R. Xlander

Professional Home Inspection Services

Housemasters

HAMA Realty

Olum's

S R V D L.L.C. (Barden Homes)

City of Binghamton

Town of Union

Metro Interfaith

USDA Rural Housing

NYSERDA

Opportunities for Broome

Opportunities for Chenango

Habitat for Humanity

Consumer Credit Counseling Services

First Ward Action Council

C-3 (Center City Coordination)

Liberty Mutual Insurance

Project Recovery
    
 The American dream of owning a home is within the reach of most income earners.
Picture Galleries of Homeownership Workshops
 
Affordable Homes Fair I
Pictures of Affordable Homes Fair I  
Affordable Homes Fair II
Pictures of Affordable Homes Fair II  
Affordable Homes Fair III
Pictures of Affordable Homes Fair III  
Affordable Homes Fair IV
Pictures of Affordable Homes Fair IV  
 
 
Do you want to learn more about the home buying process?

ATTEND A FREE HOMEOWNERSHIP WORKSHOP!

Workshops are held frequently and are free and open to the public. Please contact us for upcoming sessions.
 
 
Every day, thousands of homebuyers successfully purchase homes, although, statistically, they cannot afford to do so.

The secret to buying a home is to avoid the most serious home buying mistakes.



HAMA can help

HAMA Associates Inc. is a not-for-profit consulting business founded and presided over by Rev. Henry J. Ausby (Principal Broker). The acronym HAMA stands for Helping to Attain and Maintain Assets. The mission of HAMA is to bridge the gaps between the demand and the supply of assets. We will do this by providing the expertise, services and programs necessary to help our clients to attain and maintain these assets.

Homeownership Workshops

All of the following topics are addressed at Homeownership Workshops
  • 12 Steps to Home Ownership
  • Tips for the Buyer
  • Home Requirements
  • Consumer Credit Counseling
  • City of Binghamton Affordable Housing Program
  • First Ward Action Council Affordable Home Program
  • Broome County Habitat for Humanity
  • Choosing a Realtor
  • Agency Relationships
  • Legal Issues
  • The Money
  • Shopping for a Loan
  • Mortgages
  • Credit Management
  • Home Inspection
  • Radon Information
  • Homeowners Insurance
  • Savings and Tax Incentives
  • New York State STAR Program
Go to Hama Realty to find links to more home buying information!
 


Copyright by HAMA Realty    97 Prospect St.   Binghamton, New York 13905   Phone: 607-765-3491   E-mail: callhama@aol.com